No, our Master of Financial Technology will equip you with the necessary financial acumen and technological skills to lead and innovate in the finance sector. Using real-world applications and case studies, you will develop a deep expertise of the contemporary financial landscape and apply this understanding to add value to your career and organisation.

The online Master of Financial Technology at UNSW is a program for ambitious working professionals with an interest in finance, technological innovation, and data analysis and visualisation. Learn to evaluate, communicate, and implement new ideas and how to seize opportunities in the growing FinTech industry.

Designed and delivered by Australia's #1 ranked School of Banking and Finance*, the Master of Financial Technology helps you gain the skills required to respond to the technological revolution in the financial services industry. You will Build knowledge of the latest technology through hands-on experience and applied learning, while understanding the full context of the FinTech landscape.

*QS World University Rankings by Subject, 2022

The online Master of Financial Technology will deliver technical financial skills across a range of courses to provide you with the confidence to lead and innovate teams, start-ups and businesses across personal, corporate and public areas of finance. Graduates will gain an understanding of relevant financial technologies, frameworks, and what it means to be an ethical professional in a disruptive and innovative industry. Job roles can include, but are not limited to:

• App Developer
• Block Chain Developer
• Charter Developer
• Compliance Expert
• Cryptocurrency Trader
• Decentralised Finance Developer
• Finance Consultant
• Financial Analyst
• Financial Business Manager
• Financial Regulators
• Fintech Business Analyst
• Innovation And Research Manager
• Investment Banking Analyst
• Investment Data Analyst
• Network Engineer
• Portfolio Analyst
• Product Manager
• Quantitative Traders
• Risk Analyst
• Start-Up Entrepreneur
• Strategy Analyst
• Wealthtech and Robo-Advisors

Learn more about careers in financial technology.

Finance Technology (FinTech) professionals are some of the most in-demand globally, with the sector thriving in a post-pandemic digitally focused world. It is estimated that the industry has grown from a $250 million industry in 2015 to $4 billion in 2021*. The accelerated adoption of FinTech products and services has generated job opportunities for upskilling finance professionals, career-changing IT professionals and early career employees who are ready for finance’s fourth industrial revolution.

It’s a good time to be thinking about investing in a career in FinTech. Designed and delivered by Australia's top ranked School of Banking and Finance, the online Master of Financial Technology helps you gain the skills required to respond to the technological revolution in the financial services industry.

*Australian Fintech: Leading the World

The financial technology (FinTech) industry has seen rapid, exponential growth in recent years with the shift away from traditional finance settings like physical banks. With experts expecting this growth to continue to about $310 billion in 2022, there are no signs of the industry slowing down any time soon.

As FinTech is one of the largest industries globally, this is attractive to students who have more traditional banking roles and are looking for future job security to complement their existing skillset. FinTech is also an excellent career option for digitally savvy developers, entrepreneurs and financial consultants who can think of new ways of delivering financial products and services.

With the rise of technology changing the face of financial services, FinTech offers exciting prospects for those entering the industry. Given the presence of technology in an emerging financial industry, FinTech is increasing in importance and offers diversity with opportunities for growth in start-ups and multimillion dollar companies. FinTech will be the driving force behind the careers of the future.

Discover why FinTech is the industry you need to be in.

The online Master of Financial Technology will provide you with a comprehensive understanding of the interdependency between finance and technology, and equip you with the applied technical skills to remain relevant and competitive in today’s dynamic and technology-driven landscape.

The program will deliver FinTech skills across a range of courses to provide you with the confidence to lead and innovate teams, start-ups and businesses. Graduates will also gain an understanding of relevant financial technologies, frameworks and what it means to be an ethical professional in a disruptive and innovative industry, and establish a competitive career advantage within this lucrative and evolving industry. Students who enrol into the Master of Financial Technology can further shape their understanding of the financial landscape by selecting courses from the Master of Applied Finance as their electives.

In contrast, the online Master of Applied Finance gives students the financial knowledge to confidently apply, manage and lead financial functions at all business levels in both domestic and global contexts. Students will learn how to apply theoretical and practical knowledge, as well as financial practices, to overcome market challenges and enhance professional performance, giving you the competitive edge to thrive.

The Master of Applied Finance program focuses on traditional financial services in contemporary organisations, whilst the Master of Financial Technology is focused on the re-imaging of data and technology to innovate, evaluate, communicate and implement new solutions in the industry.

The total indicative cost of completing your degree depends on the elective courses you choose to complete and any recognition of prior learning before the commencement of your studies. For indicative domestic and international tuition fees visit the Fees page*.

FEE-HELP loans are available to assist eligible full-fee paying domestic students with the cost of a university program. This government loan scheme helps pay for all or part of their tuition. For more information visit: StudyAssist.

*All prices are listed in Australian dollars. Go to our Fees page for up-to-date information. Fees are subject to annual review by the University and may increase annually, with the new fees effective from the start of each calendar year. Indicative fees are a guide for comparison only based on current conditions and available data. You should not rely on indicative fees. Study plans and completion times might vary depending on the choice of elective courses, RPL, leave and course availability. For more information, please speak with a Student Advisor.

If you are looking to study the online Master of Financial Technology at UNSW but do not have a recognised bachelor’s degree (or equivalent qualification), then you will need to apply for the Graduate Certificate in Financial Technology.

To be eligible for the Graduate Certificate in Financial Technology without a bachelor’s degree, you must have a minimum of five years of relevant work experience in a commercial or public service organisation related to banking, finance, or technology.

Generally, if you successfully complete the Graduate Certificate with a WAM of 65 or above, you can progress to the Graduate Diploma and/or Masters by coursework degree.

Find out more about the online Graduate Certificate in Financial Technology at UNSW.

Study anywhere at any time, and graduate with a Master of Financial Technology in as little as two years without taking time out of the workforce. The immersive education experience has been crafted to align with the motivations and experiences of the busy working professional.

You can shape your studies to fit in with your career and lifestyle, studying one course at a time, increasing your employability, and instantly adding value to your career and organisation.

UNSW Online advises a minimum of 15-20 hours of study per week for the Master of Financial Technology. The study mode is 100% online so there are no on-campus requirements.

Discover some tips on how to maximise your study. 

Your previous studies can be acknowledged as credit towards your online postgraduate studies provided that they meet relevant course requirements. If you are eligible for admission and you have undertaken previous studies at another institution, you may be eligible to apply for Recognition of Prior Learning (RPL).

Students can apply for RPL during the program application process and must ensure all relevant supporting documents are submitted for assessment if requested by Admissions, including course outlines from the same year they completed the relevant course/s as content may change over time. Courses successfully completed within the past ten years can be used for credit transfer within a program as provided within the program rules and the University rules on credit.

If completed similar courses in previous study, Master of Financial Technology students can claim up to 2 courses (12 units of credit) of RPL advanced standing. However, RPL advanced standing is not permitted for Graduate Diploma in Financial Technology or the Graduate Certificate in Financial Technology students.

Find out more about RPL and credit transfer at UNSW. Speak with a Student Enrolment Advisor to learn more about additional requirements and to receive guidance around the RPL process.

A Master of Financial Technology prepares you to lead and innovate in the finance sector, building skills across blockchain, AI, data analytics and cybersecurity while blending finance, technology and leadership.

The best programs offer practical experience through real-world projects, such as managing a FinTech start-up, helping you develop critical leadership skills for your finance technology career.

The UNSW Online Master of Financial Technology is a strong example, offering 100% online study and practical, industry-focused learning, including a capstone project, to help you advance to senior FinTech roles while balancing work and life.

FinTech and financial engineering are distinct fields, though they both drive change in the financial industry.

FinTech leverages technology, such as blockchain, AI and digital platforms, to innovate financial services, making them more efficient and accessible. It focuses on technology-driven innovation in finance.

Financial engineering applies advanced mathematical, statistical and computational techniques to solve complex financial problems, like risk management, derivative pricing and portfolio optimisation. It is more focused on quantitative analysis and modelling.

When choosing a Master of Financial Technology, it’s important to look for a program that combines deep technical knowledge with practical leadership skills. The best programs are offered by universities with strong industry reputations and a focus on future-focused areas like blockchain, AI and data analytics.

UNSW is an excellent choice, ranked #1 in Australia for Engineering and Technology (QS World University Rankings by Subject, 2025). The 100% online Master of Financial Technology is designed for ambitious professionals who want to lead and innovate in the growing FinTech industry. The program’s flexible structure allows you to balance your studies with your career, equipping you with the skills and knowledge to succeed.

Choosing between FinTech and data science depends on your career interests and passions. Neither is better than the other, they simply suit different professional goals.

FinTech is an ideal path if you are passionate about the intersection of finance and technology. It focuses on innovating financial services through new technologies.

Data science is a better fit if you enjoy working with data to solve complex problems. This field has broad applications across many industries, not just finance.