Our online Graduate Certificate in Financial Technology is designed for professionals from finance, technology or business backgrounds who want to rapidly upskill in FinTech and gain in-demand capabilities. It is also ideal for those looking to transition into FinTech roles, explore the implications of technological advancements on financial services or enhance their expertise in navigating digital transformation within the industry. 

The Graduate Certificate in Financial Technology is a fast-tracked postgraduate program designed for completion in as little as eight months. Delivered 100% online in seven-week blocks, it offers a flexible and efficient pathway for professionals seeking to quickly gain in-demand FinTech skills and qualifications. 

The Graduate Certificate in Financial Technology online is a focused, four-course program that builds core FinTech foundations, while the online Master of Financial Technology offers a more comprehensive and in-depth exploration of the field. Completing the Graduate Certificate with a minimum WAM of 65 allows you to progress to the Graduate Diploma or Master’s program, with credit granted for the courses you’ve already completed, providing a seamless pathway to further qualifications. 

Yes, if you want recognised, job-relevant skills fast. This Graduate Certificate is 100% online, taught in seven-week blocks and can be completed in as little as 8 months across 4 courses. It’s designed for people targeting growing FinTech roles where premium salaries are being offered, and it provides a clear pathway to the Graduate Diploma and the Master of Financial Technology with a minimum WAM of 65. UNSW signals quality with top global rankings and AACSB/EQUIS accreditation for the Business School.

On-page proof points you can cite in review: 100% online, 7-week blocks, 8 months, 4 courses, “skills employers demand,” pathway to GDip/Master with WAM ≥65, Top 20 worldwide, #1 Engineering & Technology, #1 Accounting & Finance, AACSB + EQUIS, multiple intakes.

The best degree for a career in FinTech depends on your goal and timeframe. 

• For quick foundational upskilling, the Graduate Certificate in Financial Technology provides core FinTech knowledge and can be completed in as little as 8 months.
• For comprehensive learning and progression, you can advance to the Graduate Diploma or Master of Financial Technology after completing the Graduate Certificate with a WAM of 65 or higher.
• For a finance-focused alternative, the Graduate Certificate in Applied Finance offers a finance-first pathway and is also highlighted on this page. 

All options are offered 100% online with frequent intakes. 

Yes, the Graduate Certificate in Financial Technology online is an excellent investment for career growth in the evolving finance sector. It equips you with practical, in-demand skills in areas like decentralised finance, RegTech and digital payments, preparing you for emerging opportunities with premium salaries. Additionally, it provides a clear pathway to the Graduate Diploma and Master of Financial Technology, allowing you to further enhance your qualifications and career prospects over time.

Absolutely. The UNSW Graduate Certificate in Financial Technology is delivered 100 percent online with flexible, seven-week courses designed for working professionals. Designed for maximum flexibility, the program enables you to balance your studies with work and other commitments with a manageable weekly study load of 15-20 hours.

The Graduate Certificate in Financial Technology enhances your FinTech expertise and prepares you for diverse roles across the financial services industry. Depending on your background, it can open doors to opportunities in areas such as banking innovation, payments technology, RegTech, InsurTech or data-driven roles within finance, where FinTech capabilities are increasingly in demand. 

Some core courses in the Graduate Certificate in Financial Technology, like Technical Tools for FinTech, require Python knowledge. If you're new to programming, the program offers an elective, Principles of Programming, to help you build foundational skills and confidence, ensuring you’re well-prepared for more technical coursework. 

Yes, the Graduate Certificate in Financial Technology offers flexibility to align with your interests. You can either complete four core courses or choose three core courses and one elective. Electives cover diverse topics like programming, ethics, analytics and finance, enabling you to tailor the program to your career goals and aspirations.

The UNSW Graduate Certificate in Financial Technology offers six study periods each year - January, March, May, July, August and October - providing you the flexibility to begin your studies at a time that best suits your schedule.

As a UNSW Online student, you’ll benefit from extensive support throughout your study journey. This includes personalised guidance from a dedicated Student Success Advisor, access to academic facilitators and wellness services. You’ll also gain exclusive access to the UNSW Career Success platform, featuring tools like resume builders, LinkedIn optimisation, Career AI and CaseCoach. Additionally, the program offers online networking opportunities with peers and UNSW staff, ensuring a well-rounded and enriching learning experience.

To apply for the Graduate Certificate in Financial Technology, you need either a recognised bachelor’s degree in any discipline or a minimum of three years of relevant work experience in banking, finance or technology within a commercial or public service organisation.

In 2025, the most sought-after skills in FinTech reflect the industry's focus on innovation and efficiency. Professionals with expertise in the following areas are in high demand:

• Artificial intelligence (AI) and machine learning for creating predictive models and automating financial services.
• Data science to turn large datasets into actionable business insights.
• Blockchain for developing solutions in decentralised finance and secure transactions.
• Programming languages like Python and SQL to build and automate financial applications.
• Regulatory Technology (RegTech) to navigate complex compliance landscapes efficiently.
• DevOps to develop and maintain scalable and reliable financial technology solutions.

While finance and Financial Technology are closely related, they represent different approaches to the industry.

Finance focuses on managing money through traditional methods. It involves established practices in areas like banking, investments and accounting.

FinTech leverages technology, such as AI, blockchain and mobile apps, to innovate these services. It aims to enhance the financial landscape by making processes faster, more accessible and user-friendly.

Yes, learning to code is important for many roles in FinTech. While not every position is purely technical, programming skills are essential for tasks like data analysis, developing financial technologies and managing databases.

For example, the 100% online Master of Financial Technology at UNSW includes courses such as 'Technical Tools for FinTech' and 'Principles of Programming'. These courses provide practical programming knowledge, particularly in Python, to prepare you for the technical demands of the industry.

While a degree isn't always mandatory to enter the FinTech industry, holding a qualification can significantly boost your career prospects.

Many roles require expertise in finance, technology or both. Degrees in fields such as finance, computer science, data science or engineering often provide this essential foundation.

Specialised programs can also help you stand out. For example, the Master of Financial Technology at UNSW Online is designed to equip you with the specific skills needed to succeed in this rapidly evolving sector.